PayPal - Round and Round We Go

Full disclosure, I am a shareholder in PayPal and believe that that is a sound position.

However, what happened this morning reminded me of the bad old days of PayPal's journey.  

One of the companies that I do expert consulting calls for uses PayPal to pay me.  I received a notice that the money had been credited to my PayPal account.  All I wanted to do was transfer the money to my checking account so I went to the app.  I had to poke around for a minute or so to find that choice.    I was first asked if I wanted to sign up for a Venmo debit card which I chose to skip over.  No matter how appealing the deal, I am not interested.  

This reminded me of the old days where in order to back a PayPal purchase with my credit card I needed to bounce around and switch from the default ACH method.  This was very annoying and caused me to hesitate to use PayPal for all but very rare situations when I was totally unfamiliar with some no name merchant.  Then miraculously PayPal finally made it possible to make the credit card the default funding backing choice.  Once that annoyance went away I was less likely to choose another method.

So, I am torn, as a shareholder I admire their objective to make money and get a deeper relationship but once again I am likely to choose another payout path if the consulting agency offers it.  All the other agencies I do business with push my payment directly via the ACH to my checking account.

PayPal, if you want to market to me, and I am opted in, send me marketing emails or texts but please do not get in the way of me doing the simple transactions I want to do.  PLEASE!  THANKS